All insurance products.
All distribution channels.
One platform.

What can you achieve
with Innoveo Skye®?

Innoveo Skye® is a no-code platform that helps insurers to build and market innovative insurance solutions for Property & Casualty, Life & Health, and Specialty Insurance – for both personal and commercial lines. The unified platform enables a faster go-to-market and an agile approach to sell new and existing insurance products across various business lines and distribution channels.

Create

Develop and launch customized products faster

Distribute

Enable omnichannel sales and distribution of products

Service

Deliver seamless claims and policy management experiences

Product
development suite

Develop and launch customized products faster

Create new insurance products that meet continuously evolving customer needs. Centralize all business lines in one application and focus on customer-centric business models – product bundling, new innovative insurance solutions, and insurance on demand.

Innoveo_Insurance_Solutions_Create
PRODUCT CONFIGURATOR

Freely design comprehensive products that adapt to your customer needs. Define the coverages and the user journeys to distribute them.

RATING ENGINE
Give actuaries a tool that can simply configure all pricing algorithms. From usage-based to on-demand, real-time pricing is guaranteed.
UNDERWRITING RULES
Define any set of underwriting rules and streamline the customer onboarding process, increasing the productivity of underwriting staff.
PRODUCT BUNDLING
Create products that package different business lines, allowing the end customer to pick what he needs while managing only one policy.
CAMPAIGN MANAGEMENT
Launch and manage campaigns, across lines of business and distribution channels. Affinity propositions per state or customer segmentation.
USER MANAGEMENT
Decide which user roles have the authorization to distribute or service each product line. Notify customers on expired policies, or status of submitted claims.
Innoveo_Insurance_Solutions_Distribute

Sales and
distribution suite

Enable omnichannel sales and distribution of products

Reach out to your customers through an unlimited number of distribution channels – direct to customer, agent and broker, affinity partners, and bancassurance. Reduce your sales cycle by automating the complete customer journey.

RISK ASSESSMENT
Define a questionnaire that profiles your customers and suggests them the best offers based on their needs.
QUOTE & BIND
Increase your conversion rate by engaging user-friendly journeys and provide your customers with the best insurance purchase experience.
UNDERWRITING PORTAL
Reduce operational cost by streamlining the referral process into a fully digital workflow. Manage submission queues and collaborate in one single platform.
POLICY ADMINISTRATION

Complement your current policy administration system with a great user experience or replace it with an end-to-end application.

DISTRIBUTION ENABLEMENT
Reach more customers through multiple distribution channels and give your partners an application that streamlines their sales processes.
BROKER & AGENT PORTAL
Create agent portals for your brokers, telesales, affinity partners, and white-label your products for bancassurance distribution.

Customer service
suite

Deliver seamless claims and policy management experiences

Reduce operational expenses and improve customer satisfaction by giving them all the options to manage their policies and claims – self-service, call-center, or through agent or broker.

Innoveo_Insurance_Solutions_Service
ENDORSEMENTS
Give self-service capabilities to customers, agents, brokers, and back-office employees to perform mid-term adjustments.
CLAIMS MANAGEMENT
Design digital workflows from first notice of loss to analysis and settlement or litigation to cover both automatic and manual claims evaluation cases.
CUSTOMER PORTAL
Provide your end customers with an easy-to-use customer portal to manage all their insurance needs in one application.
SALES TRAINING
Increase sales efficiency by collaborating with your sales teams and providing them scripts and sales suggestions to increase upsell.
DIGITAL MARKETPLACE VIA API
Use our out-of-the-box APIs to expose your products and services to external partners, creating digital marketplaces and ecosystems.
MULTI-LANGUAGE & MULTI – CURRENCY
If you operate in different markets, leverage our multi-language and multi-currency capabilities to quickly expand your business. We have domain expertise across 5 continents.

Innovative solutions to
address your unique requirements

Accelerate time to value with our ready-to-implement solutions for Insurers

Innoveo eBro®
THE Broker Platform

Digitalize your agency in less than one week

Innoveo Accelerator
Solutions

Ready-made insurance solutions tailored for your industry

Innoveo Skye® featured In Novarica’s Executive Brief

Low-Code/No-Code for Insurers: Overview and Prominent Providers

What are the next steps?

Contact us

and let us know about your current challenges and business needs.

We get in touch

and schedule a demo so that you understand how we can help you.

We give you an estimate

on the cost of the platform and a delivery plan based on your requirements.